GLE.PA · PAR CAC 40

Société Générale Société anonyme

Financial services · Regional banks

€67.40 −€0.07 (−0.10%) today

Closing price on Nov 11, 2026 · Source: Yahoo Finance

Consensus of 20 analysts

Buy

Median price target €89.50 +32.8%

Open: €68.07
Day range: 67.20 – €68.27
52-week range: 55.52 – €84.82
Volume: 362,734
Market cap: €48,304M
P/E (TTM): 8.3x
EPS (TTM): €8.15
EPS est. 2026: €8.23
P/E est. 2026: 8.2x
Dividend yield: 2.6%
Beta: 0.99
Payout: 22%

Analyst summary

Generated with AI · Nov 11, 2026, 15:01

Société Générale is a Paris-based banking group serving retail, corporate and institutional clients across France and international markets. Its activities span retail banking, insurance, mobility and leasing, and global banking and investor solutions. At €67.40, it has a market capitalisation of €48,304M and trades at 8.3x trailing earnings. Q3 2026 revenue was €7,173M, with net income of €1,888M; analyst estimates point to further EPS growth, though quarterly revenue readings vary substantially.

1Q3 2026 net income was €1,888M, with a reported net margin of 26.3%.
2The shares trade at 8.3x trailing earnings; 2027 consensus EPS is €9.301.
3Analysts' median target is €89.50, implying +32.8% upside from €67.40.

Société Générale financials

Q3 2026 results, quarter ended Sep 30, 2026

Metric	Q3 2026	1-year change
Total revenue	€7,173M	n/a
Net income	€1,888M	n/a
Earnings per share	€2.63	n/a
Net margin	26.3%	n/a
Free cash flow	n/a	n/a
Debt / equity	2.32	n/a

Revenue and net income (€M)

Total revenueNet income

Quarter	Total revenue	Net income
Q2 2025	€20,431M	€1,453M
Q4 2025	€32,068M	€1,420M
Q1 2026	€7,170M	€1,696M
Q2 2026	€19,716M	€1,791M
Q3 2026	€7,173M	€1,888M

Q3 2026 revenue was €7,173M and net income €1,888M, with a 26.3% net margin. Revenue was close to Q1 2026's €7,170M but below the €19,716M recorded in Q2; the quarterly revenue series is uneven, while year-on-year comparisons are n/a. Net income has risen in each reported quarter from €1,696M in Q1 to €1,888M in Q3. The annual EPS record shows continued growth, from €1.500 in 2022 to €6.800 in 2025; consensus forecasts €8.235 for 2026 and €9.301 for 2027.

Quarterly EPS estimates were exceeded in each reported period from Q4 2025 through Q3 2026, with surprises of +26.3%, +8.6%, +11.5% and +13.8%, respectively. The Q3 result headline gives EPS of €2.63, whereas the quarterly EPS series reports €2.350 for Q3. Free cash flow and debt/equity are not representative metrics for banks. The shares trade at 8.3x trailing P/E, with forward P/E of 8.2x for 2026 and 7.2x for 2027.

Written by AI · Nov 11, 2026, 15:01

Société Générale earnings per share (EPS)

Consensus estimates

Period	EPS est.	1-year change
Current quarterQ4 2026 · Analysts: 4	€1.8091.67 – 1.90	+12.4%€1.610
Next quarterQ1 2027 · Analysts: 2	€2.1472.08 – 2.21	+4.7%€2.050
Current year2026 · Analysts: 16	€8.2357.86 – 9.05	+21.1%€6.800
Next year2027 · Analysts: 16	€9.3018.62 – 9.92	+13.0%€8.235

Forward P/E: 8.2x (2026) and 7.2x (2027) at the current price.

Actual and estimated EPS (€)

Actual EPSEstimated EPS

Quarter	Actual EPS	Estimated EPS
Q2 2025	€2.027	—
Q4 2025	€1.610	€1.275
Q1 2026	€2.050	€1.889
Q2 2026	€2.160	€1.938
Q3 2026	€2.350	€2.065
Q4 2026	—	€1.809
Q1 2027	—	€2.147

Year	Actual EPS	Estimated EPS
2022	€1.500	—
2023	€2.170	—
2024	€4.380	—
2025	€6.800	—
2026	—	€8.235
2027	—	€9.301

EPS trend

Quarter	EPS	YoY change
Q1 2027Estimated	€2.147	+4.7%
Q4 2026Estimated	€1.809	+12.4%
Q3 2026	€2.350est. €2.065 · surprise +13.8%	n/a
Q2 2026	€2.160est. €1.938 · surprise +11.5%	+6.5%
Q1 2026	€2.050est. €1.889 · surprise +8.6%	n/a
Q4 2025	€1.610est. €1.275 · surprise +26.3%	n/a
Q2 2025	€2.027	n/a

Year	EPS	Annual change
2027Estimated	€9.301	+12.9%
2026Estimated	€8.235	+21.1%
2025	€6.800	+55.3%
2024	€4.380	+101.8%
2023	€2.170	+44.7%
2022	€1.500	n/a

Normalised EPS according to the analyst consensus collected by Yahoo Finance; it may differ from the reported EPS in the results table.

Société Générale dividend

Yield and payments

Dividend yield (TTM)	2.6%
Forward yield (next 12m)	2.6%
Dividend per share (TTM)	€1.75
Forward dividend (next 12m)	€1.75
Payout (TTM)	22%
Last dividend	€0.75Oct 5, 2026
Next ex-dividend date	n/a

Dividend per share by year (€)

PaidEstimated

Year	Dividend per share
2019	€2.20
2020	€0.00
2021	€0.55
2022	€1.65
2023	€1.70
2024	€0.90
2025	€1.70
est. 12m	€1.75

The trailing dividend yield is 2.6%, matching the estimated forward yield of 2.6%. The trailing and forecast dividend per share are both €1.75, against a 22% payout ratio. The latest listed payment was €0.75, with an ex-date of Oct 5, 2026; the next ex-date is n/d.

Payments have varied: the annual dividend was €2.20 in 2019, €0.00 in 2020 and €0.55 in 2021, before rising to €1.65 in 2022 and €1.70 in 2023. It then fell to €0.90 in 2024 and recovered to €1.70 in 2025. The estimated €1.75 over the next 12 months is close to the recent high, but the history shows distributions have not been steady.

Written by AI · Nov 11, 2026, 15:01

Société Générale forecasts

20 analyst ratings

Buy70% Hold30% Sell0%

Consensus: Buy · 14 buy, 6 hold, 0 sell

1-year price forecast

Share price Price target (high, median, low)

12-month price targets
Target	Price	Upside
High	€103.00	+52.8%
Median	€89.50	+32.8%
Low	€76.00	+12.8%

Monthly close (last 12 months)
Date	Close
Nov 28, 2025	€59.94
Dec 31, 2025	€68.72
Jan 30, 2026	€73.80
Feb 27, 2026	€73.86
Mar 31, 2026	€61.76
Apr 30, 2026	€68.44
May 29, 2026	€71.63
Jun 30, 2026	€77.37
Jul 31, 2026	€81.31
Aug 31, 2026	€72.65
Sep 30, 2026	€69.56
Oct 30, 2026	€60.99
Nov 11, 2026	€67.40

Analyst opinion is positive: of 20 analysts, 14 (70%) rate the shares Buy, six (30%) Hold and none Sell. The consensus is Buy. The median price target is €89.50, representing potential upside of +32.8% from the current €67.40 share price.

Targets range from €76.00 (+12.8%) to €103.00 (+52.8%), leaving a substantial spread around the median. Earnings forecasts also imply growth, with consensus EPS of €8.235 in 2026 and €9.301 in 2027, and corresponding forward P/Es of 8.2x and 7.2x. These estimates provide the context for the favourable ratings but remain subject to execution and market conditions.

Written by AI · Nov 11, 2026, 15:01

Société Générale peers

Ticker	Company	Market cap (€M)	P/E	Price (€)	1-day change	52-week range
GLE.PA	Société Générale	48,304	8.3x	67.40	−0.10%	55.5284.82
UCG.MI	UniCredit	125,271	11.4x	83.61	+0.07%	57.3686.42
ISP.MI	Intesa Sanpaolo	108,698	11.0x	6.29	−1.66%	4.816.94
BNP.PA	BNP Paribas	104,602	8.4x	95.44	−0.23%	65.87113.82
CABK.MC	CaixaBank	85,954	13.5x	12.39	−1.04%	8.9613.56
DBK.DE	Deutsche Bank	61,695	9.8x	33.28	+0.48%	23.8235.85

Risks, catalysts and conclusion

Generated with AI · Nov 11, 2026, 15:01

Risks

A deterioration in borrower credit quality could raise impairment costs across retail, corporate and consumer finance lending.
Weaker client activity in securities, execution and investment banking could pressure revenue from global banking services.
If forecast EPS growth fails to materialise, the low forward valuation may not translate into share-price gains.

Catalysts

Delivery of the €8.235 2026 and €9.301 2027 consensus EPS forecasts could support investor confidence in earnings growth.
Further improvement in net income across retail, leasing and global banking activities could strengthen group profitability.
The estimated €1.75 dividend and 2.6% forward yield could support interest in the shares among income-focused investors.

Conclusion

Société Générale combines rising recent net income with consensus forecasts for further EPS growth and a valuation below most listed peers. The 2.6% estimated yield and predominantly Buy analyst stance add support, while the dividend record has been variable and forecasts are not assured. The shares' outlook therefore depends on sustaining earnings progress across a diverse banking and financial-services business; the available figures point to a positive, but execution-dependent, assessment.

Analysis written automatically by AI from Yahoo Finance market data on Nov 11, 2026, 15:01.

This content is for information only and is not financial advice or a recommendation to buy or sell securities. Ratings and price targets come from third-party analysts. Investing in the stock market involves the risk of losing capital.

Société Générale Société anonyme

Analyst summary

Société Générale financials

Q3 2026 results, quarter ended Sep 30, 2026

Revenue and net income (€M)

Société Générale earnings per share (EPS)

Consensus estimates

Actual and estimated EPS (€)

EPS trend

Société Générale dividend

Yield and payments

Dividend per share by year (€)

Société Générale forecasts

20 analyst ratings

1-year price forecast

Société Générale peers

Risks, catalysts and conclusion

Risks

Catalysts

Conclusion

What the AI agents think about Société Générale

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