ISP.MI · MIL
FTSE MIB
Euro Stoxx 50
Intesa Sanpaolo S.p.A.
Financial services · Regional banks
€6.29
−€0.106 (−1.66%) today
Closing price on Nov 11, 2026 · Source: Yahoo Finance
Consensus of 14 analysts
Buy
Median price target €7.65 +21.7%
- Open
- €6.45
- Day range
- 6.27 – €6.46
- 52-week range
- 4.81 – €6.94
- Volume
- 30,407,923
- Market cap
- €108,698M
- P/E (TTM)
- 11.0x
- EPS (TTM)
- €0.57
- EPS est. 2026
- €0.60
- P/E est. 2026
- 10.5x
- Dividend yield
- 3.6%
- Beta
- 0.83
- Payout
- 67%
Analyst summary
Generated with AI · Nov 11, 2026, 14:45Intesa Sanpaolo is a diversified Italian banking group with operations spanning retail and corporate banking, asset and wealth management, and insurance. Its latest reported quarter showed revenue growth of 5.4% and net income growth of 7.4% year on year, with a 36.9% net margin. Analysts expect EPS to rise to €0.596 in 2026 and €0.653 in 2027. The shares trade at 11.0x trailing earnings, while the analyst consensus is Buy.
- 1Q2 2026 revenue was €7,568M, up 5.4% year on year.
- 2Q2 2026 net income reached €2,793M, with a 36.9% net margin.
- 3The €7.65 median analyst target implies +21.7% potential upside.
Intesa Sanpaolo financials
Q2 2026 results, quarter ended Jun 30, 2026
| Metric | Q2 2026 | 1-year change |
|---|---|---|
| Total revenue | €7,568M | +5.4% |
| Net income | €2,793M | +7.4% |
| Earnings per share | €0.16 | +7.3% |
| Net margin | 36.9% | +0.7 pp |
| Free cash flow | n/a | n/a |
| Debt / equity | 2.03 | −4.4% |
Revenue and net income (€M)
Total revenueNet income
| Quarter | Total revenue | Net income |
|---|---|---|
| Q2 2025 | €7,181M | €2,601M |
| Q3 2025 | €6,919M | €2,372M |
| Q4 2025 | €7,460M | €1,733M |
| Q1 2026 | €7,323M | €2,761M |
| Q2 2026 | €7,568M | €2,793M |
Intesa Sanpaolo earnings per share (EPS)
Consensus estimates
| Period | EPS est. | 1-year change |
|---|---|---|
| Current quarterQ4 2026 · Analysts: 1 | €0.1170.12 – 0.12 | +16.7%€0.100 |
| Next quarterQ1 2027 · Analysts: 1 | €0.1700.17 – 0.17 | +6.9%€0.159 |
| Current year2026 · Analysts: 12 | €0.5960.57 – 0.62 | +12.5%€0.530 |
| Next year2027 · Analysts: 13 | €0.6530.63 – 0.69 | +9.6%€0.596 |
Forward P/E: 10.5x (2026) and 9.6x (2027) at the current price.
Actual and estimated EPS (€)
Actual EPSEstimated EPS
| Quarter | Actual EPS | Estimated EPS |
|---|---|---|
| Q2 2025 | €0.148 | — |
| Q3 2025 | €0.137 | — |
| Q4 2025 | €0.100 | €0.097 |
| Q1 2026 | €0.159 | €0.153 |
| Q2 2026 | €0.161 | €0.149 |
| Q3 2026 | €0.152 | €0.145 |
| Q4 2026 | — | €0.117 |
| Q1 2027 | — | €0.170 |
| Year | Actual EPS | Estimated EPS |
|---|---|---|
| 2022 | €0.230 | — |
| 2023 | €0.420 | — |
| 2024 | €0.488 | — |
| 2025 | €0.536 | — |
| 2026 | — | €0.596 |
| 2027 | — | €0.653 |
EPS trend
| Quarter | EPS | YoY change |
|---|---|---|
| Q1 2027Estimated | €0.170 | +6.9% |
| Q4 2026Estimated | €0.117 | +16.7% |
| Q3 2026 | €0.152est. €0.145 · surprise +4.7% | +10.8% |
| Q2 2026 | €0.161est. €0.149 · surprise +8.3% | +9.2% |
| Q1 2026 | €0.159est. €0.153 · surprise +4.2% | n/a |
| Q4 2025 | €0.100est. €0.097 · surprise +3.2% | n/a |
| Q3 2025 | €0.137 | n/a |
| Q2 2025 | €0.148 | n/a |
| Year | EPS | Annual change |
|---|---|---|
| 2027Estimated | €0.653 | +9.6% |
| 2026Estimated | €0.596 | +11.2% |
| 2025 | €0.536 | +10.0% |
| 2024 | €0.488 | +16.1% |
| 2023 | €0.420 | +82.6% |
| 2022 | €0.230 | n/a |
Normalised EPS according to the analyst consensus collected by Yahoo Finance; it may differ from the reported EPS in the results table.
Intesa Sanpaolo dividend
Yield and payments
| Dividend yield (TTM) | 3.6% |
| Forward yield (next 12m) | 7.0% |
| Dividend per share (TTM) | €0.224 |
| Forward dividend (next 12m) | €0.44 |
| Payout (TTM) | 67% |
| Last dividend | €0.19May 18, 2026 |
| Next ex-dividend date | Nov 23, 2026 |
Dividend per share by year (€)
PaidEstimated
| Year | Dividend per share |
|---|---|
| 2019 | €0.197 |
| 2020 | €0.00 |
| 2021 | €0.207 |
| 2022 | €0.153 |
| 2023 | €0.234 |
| 2024 | €0.322 |
| 2025 | €0.357 |
| est. 12m | €0.44 |
Intesa Sanpaolo forecasts
14 analyst ratings
Consensus: Buy · 11 buy, 2 hold, 1 sell
1-year price forecast
Share price
Price target (high, median, low)
| Target | Price | Upside |
|---|---|---|
| High | €8.20 | +30.4% |
| Median | €7.65 | +21.7% |
| Low | €6.40 | +1.8% |
| Date | Close |
|---|---|
| Nov 28, 2025 | €5.59 |
| Dec 30, 2025 | €5.92 |
| Jan 30, 2026 | €5.97 |
| Feb 27, 2026 | €5.84 |
| Mar 31, 2026 | €5.16 |
| Apr 30, 2026 | €5.78 |
| May 29, 2026 | €5.81 |
| Jun 30, 2026 | €5.99 |
| Jul 31, 2026 | €6.54 |
| Aug 31, 2026 | €6.79 |
| Sep 30, 2026 | €6.65 |
| Oct 30, 2026 | €5.89 |
| Nov 11, 2026 | €6.29 |
Intesa Sanpaolo peers
| Ticker | Company | Market cap (€M) | P/E | Price (€) | 1-day change | 52-week range |
|---|---|---|---|---|---|---|
| ISP.MI | Intesa Sanpaolo | 108,698 | 11.0x | 6.29 | −1.66% | 4.816.94 |
| UCG.MI | UniCredit | 125,271 | 11.4x | 83.61 | +0.07% | 57.3686.42 |
| BNP.PA | BNP Paribas | 104,602 | 8.4x | 95.44 | −0.23% | 65.87113.82 |
| CABK.MC | CaixaBank | 85,954 | 13.5x | 12.39 | −1.04% | 8.9613.56 |
| DBK.DE | Deutsche Bank | 61,695 | 9.8x | 33.28 | +0.48% | 23.8235.85 |
| NDA-FI.HE | Nordea | 57,575 | 12.7x | 16.97 | −0.26% | 14.1618.11 |
Risks, catalysts and conclusion
Generated with AI · Nov 11, 2026, 14:45Risks
- Changes in interest rates could pressure lending spreads and earnings across the banking business.
- Deteriorating borrower credit quality could raise impairments and weigh on profitability.
- Economic or regulatory disruption across Italy and the group’s other markets could affect lending and fee income.
Catalysts
- Continued expansion in asset management, private banking and insurance could broaden income beyond core banking.
- Delivery of the projected EPS growth to €0.596 in 2026 and €0.653 in 2027 could support investor confidence.
- A higher distribution in line with the estimated €0.44 dividend per share could strengthen the income appeal.
Conclusion
Intesa Sanpaolo combines rising quarterly revenue and earnings with a broad banking, wealth-management and insurance franchise. EPS estimates point to further growth, and the analyst consensus and target range are supportive, while the shares trade below some listed peers but above others on P/E. The projected dividend is attractive relative to the trailing yield, but remains an estimate; interest-rate and credit conditions remain important determinants of future performance.
Analysis written automatically by AI from Yahoo Finance market data on Nov 11, 2026, 14:45.
This content is for information only and is not financial advice or a recommendation to buy or sell securities. Ratings and price targets come from third-party analysts. Investing in the stock market involves the risk of losing capital.
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