Mediobanca Banca di Credito Finanziario S.p.A.
Today's session · updated · Source: Yahoo Finance
- Open
- €27.61
- Day range
- 27.32 – €28.15
- 52-week range
- 14.98 – €29.22
- Volume
- 2,007,808
- Market cap
- €22,108M
- P/E (TTM)
- 17.2x
- EPS (TTM)
- €1.59
- EPS est. 2026
- €1.75
- P/E est. 2026
- 15.7x
- Dividend yield
- n/a
- Beta
- 0.74
- Payout
- 81%
Analyst summary
Generated with AI · Nov 11, 2026, 15:50Mediobanca combines wealth management, consumer finance and corporate banking with investment and insurance activities. Q2 2026 net income was €389M, on revenue of €1,014M and a 38.3% net margin. Consensus points to EPS growth to €1.897 in 2027, but the shares trade at 17.2x trailing earnings, above the listed peer group. Analyst views are evenly split, and the median target implies limited upside from the current price.
- 1Q2 2026 net income was €389M, with a 38.3% net margin.
- 2Consensus EPS is €1.897 for 2027, up +8.7%.
- 3The €28.20 median target implies +2.9% upside; ratings are evenly split.
Mediobanca financials
Q2 2026 results, quarter ended Jun 30, 2026
| Metric | Q2 2026 | 1-year change |
|---|---|---|
| Total revenue | €1,014M | n/a |
| Net income | €389M | n/a |
| Earnings per share | €0.48 | n/a |
| Net margin | 38.3% | n/a |
| Free cash flow | n/a | n/a |
| Debt / equity | 2.85 | n/a |
Revenue and net income (€M)
| Quarter | Total revenue | Net income |
|---|---|---|
| Q2 2026 | €1,014M | €389M |
Mediobanca earnings per share (EPS)
Consensus estimates
| Period | EPS est. | 1-year change |
|---|---|---|
| Current year2026 · Analysts: 3 | €1.7461.72 – 1.79 | n/a |
| Next year2027 · Analysts: 3 | €1.8971.80 – 2.04 | +8.7%€1.746 |
Forward P/E: 15.7x (2026) and 14.4x (2027) at the current price.
Actual and estimated EPS (€)
| Quarter | Actual EPS | Estimated EPS |
|---|---|---|
| Q1 2025 | €0.400 | €0.392 |
| Q1 2026 | €0.400 | — |
| Q2 2026 | €0.482 | — |
| Year | Actual EPS | Estimated EPS |
|---|---|---|
| FY 2022 | €1.080 | — |
| FY 2023 | €1.210 | — |
| FY 2024 | €1.530 | — |
| FY 2025 | €1.640 | — |
| 2026 | — | €1.746 |
| 2027 | — | €1.897 |
EPS trend
| Quarter | EPS | YoY change |
|---|---|---|
| Q2 2026 | €0.482 | n/a |
| Q1 2026 | €0.400 | 0.0% |
| Q1 2025 | €0.400est. €0.392 · surprise +2.1% | n/a |
| Year | EPS | Annual change |
|---|---|---|
| 2027Estimated | €1.897 | +8.7% |
| 2026Estimated | €1.746 | n/a |
| FY 2025 | €1.640 | +7.2% |
| FY 2024 | €1.530 | +26.4% |
| FY 2023 | €1.210 | +12.0% |
| FY 2022 | €1.080 | n/a |
Normalised EPS according to the analyst consensus collected by Yahoo Finance; it may differ from the reported EPS in the results table.
Mediobanca dividend
Yield and payments
| Dividend yield (TTM) | n/a |
| Forward yield (next 12m) | 4.6% |
| Dividend per share (TTM) | €0.00 |
| Forward dividend (next 12m) | €1.26 |
| Payout (TTM) | 81% |
| Last dividend | €0.63Apr 20, 2026 |
| Next ex-dividend date | n/a |
Dividend per share by year (€)
| Year | Dividend per share |
|---|---|
| 2019 | €0.47 |
| 2020 | €0.00 |
| 2021 | €0.66 |
| 2022 | €0.75 |
| 2023 | €0.85 |
| 2024 | €1.07 |
| 2025 | €1.15 |
| est. 12m | €1.26 |
Mediobanca forecasts
3 analyst ratings
Consensus: Hold · 1 buy, 1 hold, 1 sell
1-year price forecast
| Target | Price | Upside |
|---|---|---|
| High | €30.40 | +10.9% |
| Median | €28.20 | +2.9% |
| Low | €19.90 | −27.4% |
| Date | Close |
|---|---|
| Nov 28, 2025 | €16.73 |
| Dec 30, 2025 | €17.79 |
| Jan 30, 2026 | €17.63 |
| Feb 27, 2026 | €18.47 |
| Mar 31, 2026 | €16.57 |
| Apr 30, 2026 | €19.85 |
| May 29, 2026 | €22.19 |
| Jun 30, 2026 | €26.08 |
| Jul 31, 2026 | €27.92 |
| Aug 31, 2026 | €28.06 |
| Sep 30, 2026 | €28.62 |
| Oct 30, 2026 | €25.51 |
| Nov 11, 2026 | €27.40 |
Mediobanca peers
| Ticker | Company | Market cap (€M) | P/E | Price (€) | 1-day change | 52-week range |
|---|---|---|---|---|---|---|
| MB.MI | Mediobanca | 22,108 | 17.2x | 27.40 | +1.90% | 14.9829.22 |
| UCG.MI | UniCredit | 125,271 | 11.4x | 83.61 | +0.07% | 57.3686.42 |
| ISP.MI | Intesa Sanpaolo | 108,698 | 11.0x | 6.29 | −1.66% | 4.816.94 |
| BNP.PA | BNP Paribas | 104,602 | 8.4x | 95.44 | −0.23% | 65.87113.82 |
| CABK.MC | CaixaBank | 85,954 | 13.5x | 12.39 | −1.04% | 8.9613.56 |
| DBK.DE | Deutsche Bank | 61,695 | 9.8x | 33.28 | +0.48% | 23.8235.85 |
Risks, catalysts and conclusion
Generated with AI · Nov 11, 2026, 15:50Risks
- Consumer-finance borrowers could face repayment pressure, increasing credit costs and weighing on earnings.
- Less favourable rates or funding conditions could pressure lending margins and asset-liability management.
- At 17.2x trailing P/E, any earnings disappointment could prompt multiple compression relative to listed peers.
Catalysts
- Growth in wealth-management activity could support fee income and diversify earnings beyond lending.
- Stronger consumer-credit demand and corporate financing activity could lift volumes across two core businesses.
- Delivery of consensus EPS growth to €1.897 in 2027 could improve confidence in earnings and dividend capacity.
Conclusion
Analysis written automatically by AI from Yahoo Finance market data on Nov 11, 2026, 15:50.
This content is for information only and is not financial advice or a recommendation to buy or sell securities. Ratings and price targets come from third-party analysts. Investing in the stock market involves the risk of losing capital.
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