CINF · NMS
S&P 500
Cincinnati Financial Corporation
Financial services · Insurance - Property & Casualty
$189.89
+$3.71 (+1.99%) today
Closing price on Nov 10, 2026 · Source: Yahoo Finance
Consensus of 8 analysts
Hold
Median price target $186.00 −2.0%
- Open
- $186.46
- Day range
- 186.04 – $190.33
- 52-week range
- 153.40 – $195.72
- Volume
- 391,946
- Market cap
- $29,150M
- P/E (TTM)
- 11.1x
- EPS (TTM)
- $17.04
- EPS est. 2026
- $9.46
- P/E est. 2026
- 20.1x
- Dividend yield
- 1.9%
- Beta
- 0.48
- Payout
- 22%
The analysis of this company is being prepared and will appear in the next update.
Cincinnati Financial financials
Q3 2026 results, quarter ended Sep 30, 2026
| Metric | Q3 2026 | 1-year change |
|---|---|---|
| Total revenue | $3,047M | −18.2% |
| Net income | $459M | −59.1% |
| Earnings per share | $2.96 | −58.4% |
| Net margin | 15.1% | −15.0 pp |
| Free cash flow | $787M | −29.0% |
| Debt / equity | 0.05 | −5.7% |
Revenue and net income ($M)
Total revenueNet income
| Quarter | Total revenue | Net income |
|---|---|---|
| Q2 2025 | $3,248M | $685M |
| Q3 2025 | $3,726M | $1,122M |
| Q4 2025 | $3,091M | $676M |
| Q1 2026 | $2,863M | $274M |
| Q3 2026 | $3,047M | $459M |
Cincinnati Financial earnings per share (EPS)
Consensus estimates
| Period | EPS est. | 1-year change |
|---|---|---|
| Current quarterQ4 2026 · Analysts: 6 | $3.0922.91 – 3.46 | −8.3%$3.370 |
| Next quarterQ1 2027 · Analysts: 7 | $2.1821.85 – 2.45 | +3.9%$2.100 |
| Current year2026 · Analysts: 6 | $9.4579.30 – 9.83 | +19.0%$7.950 |
| Next year2027 · Analysts: 8 | $9.2028.65 – 9.70 | −2.7%$9.457 |
Forward P/E: 20.1x (2026) and 20.6x (2027) at the current price.
Actual and estimated EPS ($)
Actual EPSEstimated EPS
| Quarter | Actual EPS | Estimated EPS |
|---|---|---|
| Q2 2025 | $4.462 | — |
| Q3 2025 | $7.110 | — |
| Q4 2025 | $3.370 | $2.890 |
| Q1 2026 | $2.100 | $1.940 |
| Q2 2026 | $1.430 | $1.816 |
| Q3 2026 | $2.860 | $2.109 |
| Q4 2026 | — | $3.092 |
| Q1 2027 | — | $2.182 |
| Year | Actual EPS | Estimated EPS |
|---|---|---|
| 2022 | −$3.060 | — |
| 2023 | $11.660 | — |
| 2024 | $14.530 | — |
| 2025 | $15.170 | — |
| 2026 | — | $9.457 |
| 2027 | — | $9.202 |
EPS trend
| Quarter | EPS | YoY change |
|---|---|---|
| Q1 2027Estimated | $2.182 | +3.9% |
| Q4 2026Estimated | $3.092 | −8.3% |
| Q3 2026 | $2.860est. $2.109 · surprise +35.6% | −59.8% |
| Q2 2026 | $1.430est. $1.816 · surprise −21.3% | −68.0% |
| Q1 2026 | $2.100est. $1.940 · surprise +8.2% | n/a |
| Q4 2025 | $3.370est. $2.890 · surprise +16.6% | n/a |
| Q3 2025 | $7.110 | n/a |
| Q2 2025 | $4.462 | n/a |
| Year | EPS | Annual change |
|---|---|---|
| 2027Estimated | $9.202 | −2.7% |
| 2026Estimated | $9.457 | −37.7% |
| 2025 | $15.170 | +4.4% |
| 2024 | $14.530 | +24.6% |
| 2023 | $11.660 | n/s |
| 2022 | −$3.060 | n/a |
Normalised EPS according to the analyst consensus collected by Yahoo Finance; it may differ from the reported EPS in the results table.
Cincinnati Financial dividend
Yield and payments
| Dividend yield (TTM) | 1.9% |
| Forward yield (next 12m) | 2.0% |
| Dividend per share (TTM) | $3.69 |
| Forward dividend (next 12m) | $3.76 |
| Payout (TTM) | 22% |
| Last dividend | $0.94Sep 23, 2026 |
| Next ex-dividend date | n/a |
Dividend per share by year ($)
PaidEstimated
| Year | Dividend per share |
|---|---|
| 2019 | $2.24 |
| 2020 | $2.40 |
| 2021 | $2.52 |
| 2022 | $2.76 |
| 2023 | $3.00 |
| 2024 | $3.24 |
| 2025 | $3.48 |
| est. 12m | $3.76 |
Cincinnati Financial forecasts
8 analyst ratings
Consensus: Hold · 2 buy, 6 hold, 0 sell
1-year price forecast
Share price
Price target (high, median, low)
| Target | Price | Upside |
|---|---|---|
| High | $204.00 | +7.4% |
| Median | $186.00 | −2.0% |
| Low | $171.00 | −9.9% |
| Date | Close |
|---|---|
| Nov 28, 2025 | $167.59 |
| Dec 31, 2025 | $163.32 |
| Jan 30, 2026 | $160.89 |
| Feb 27, 2026 | $163.98 |
| Mar 31, 2026 | $157.35 |
| Apr 30, 2026 | $163.60 |
| May 29, 2026 | $157.42 |
| Jun 30, 2026 | $185.14 |
| Jul 31, 2026 | $177.68 |
| Aug 31, 2026 | $169.90 |
| Sep 30, 2026 | $159.37 |
| Oct 30, 2026 | $181.19 |
| Nov 10, 2026 | $189.89 |
Cincinnati Financial peers
| Ticker | Company | Market cap ($M) | P/E | Price ($) | 1-day change | 52-week range |
|---|---|---|---|---|---|---|
| CINF | Cincinnati Financial | 29,150 | 11.1x | 189.89 | +1.99% | 153.40195.72 |
| CB | Chubb | 141,029 | 12.9x | 369.11 | +1.56% | 288.39384.26 |
| PGR | Progressive | 134,267 | 11.7x | 231.75 | +1.86% | 189.20241.02 |
| TRV | Travelers Companies | 82,120 | 10.5x | 400.78 | +1.41% | 268.00418.00 |
| ALL | Allstate | 64,614 | 5.9x | 261.12 | +2.89% | 191.13281.11 |
| WRB | W. R. Berkley | 28,544 | 16.2x | 76.83 | +1.20% | 62.8779.26 |
What the AI agents think about Cincinnati Financial
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