CFG · NYQ
S&P 500
Citizens Financial Group, Inc.
Financial services · Banks - Regional
$64.82
−$0.28 (−0.43%) Nov 10, 2026
Session of Nov 10, 2026 · updated · Source: Yahoo Finance
Consensus of 20 analysts
Buy
Median price target $76.00 +17.2%
- Open
- $65.42
- Day range
- 64.43 – $65.42
- 52-week range
- 49.00 – $75.33
- Volume
- 2,953,020
- Market cap
- $27,172M
- P/E (TTM)
- 13.1x
- EPS (TTM)
- $4.95
- EPS est. 2026
- $5.30
- P/E est. 2026
- 12.2x
- Dividend yield
- 2.8%
- Beta
- 1.10
- Payout
- 37%
The analysis of this company is being prepared and will appear in the next update.
Citizens Financial financials
Q3 2026 results, quarter ended Sep 30, 2026
| Metric | Q3 2026 | 1-year change |
|---|---|---|
| Total revenue | $2,322M | +9.6% |
| Net income | $636M | +28.7% |
| Earnings per share | $1.41 | +34.3% |
| Net margin | 27.4% | +4.1 pp |
| Free cash flow | $401M | −75.9% |
| Debt / equity | 0.71 | +71.8% |
Revenue and net income ($M)
Total revenueNet income
| Quarter | Total revenue | Net income |
|---|---|---|
| Q3 2025 | $2,118M | $494M |
| Q4 2025 | $2,157M | $528M |
| Q1 2026 | $2,168M | $517M |
| Q2 2026 | $2,283M | $587M |
| Q3 2026 | $2,322M | $636M |
Citizens Financial earnings per share (EPS)
Consensus estimates
| Period | EPS est. | 1-year change |
|---|---|---|
| Current quarterQ4 2026 · Analysts: 15 | $1.4761.44 – 1.51 | +30.6%$1.130 |
| Next quarterQ1 2027 · Analysts: 9 | $1.4191.39 – 1.50 | +25.6%$1.130 |
| Current year2026 · Analysts: 16 | $5.2985.23 – 5.34 | +37.3%$3.860 |
| Next year2027 · Analysts: 16 | $6.4926.31 – 6.72 | +22.5%$5.298 |
Forward P/E: 12.2x (2026) and 10.0x (2027) at the current price.
Actual and estimated EPS ($)
Actual EPSEstimated EPS
| Quarter | Actual EPS | Estimated EPS |
|---|---|---|
| Q3 2025 | $1.050 | — |
| Q4 2025 | $1.130 | $1.105 |
| Q1 2026 | $1.130 | $1.089 |
| Q2 2026 | $1.300 | $1.245 |
| Q3 2026 | $1.410 | $1.386 |
| Q4 2026 | — | $1.476 |
| Q1 2027 | — | $1.419 |
| Year | Actual EPS | Estimated EPS |
|---|---|---|
| 2022 | $4.100 | — |
| 2023 | $3.130 | — |
| 2024 | $3.030 | — |
| 2025 | $3.860 | — |
| 2026 | — | $5.298 |
| 2027 | — | $6.492 |
EPS trend
| Quarter | EPS | YoY change |
|---|---|---|
| Q1 2027Estimated | $1.419 | +25.5% |
| Q4 2026Estimated | $1.476 | +30.6% |
| Q3 2026 | $1.410est. $1.386 · surprise +1.7% | +34.3% |
| Q2 2026 | $1.300est. $1.245 · surprise +4.4% | n/a |
| Q1 2026 | $1.130est. $1.089 · surprise +3.7% | n/a |
| Q4 2025 | $1.130est. $1.105 · surprise +2.2% | n/a |
| Q3 2025 | $1.050 | n/a |
| Year | EPS | Annual change |
|---|---|---|
| 2027Estimated | $6.492 | +22.5% |
| 2026Estimated | $5.298 | +37.2% |
| 2025 | $3.860 | +27.4% |
| 2024 | $3.030 | −3.2% |
| 2023 | $3.130 | −23.7% |
| 2022 | $4.100 | n/a |
Normalised EPS according to the analyst consensus collected by Yahoo Finance; it may differ from the reported EPS in the results table.
Citizens Financial dividend
Yield and payments
| Dividend yield (TTM) | 2.8% |
| Forward yield (next 12m) | 3.2% |
| Dividend per share (TTM) | $1.84 |
| Forward dividend (next 12m) | $2.08 |
| Payout (TTM) | 37% |
| Last dividend | $0.52Oct 30, 2026 |
| Next ex-dividend date | n/a |
Dividend per share by year ($)
PaidEstimated
| Year | Dividend per share |
|---|---|
| 2019 | $1.36 |
| 2020 | $1.56 |
| 2021 | $1.56 |
| 2022 | $1.62 |
| 2023 | $1.68 |
| 2024 | $1.68 |
| 2025 | $1.72 |
| est. 12m | $2.08 |
Citizens Financial forecasts
20 analyst ratings
Consensus: Buy · 17 buy, 3 hold, 0 sell
1-year price forecast
Share price
Price target (high, median, low)
| Target | Price | Upside |
|---|---|---|
| High | $87.00 | +34.2% |
| Median | $76.00 | +17.2% |
| Low | $65.00 | +0.3% |
| Date | Close |
|---|---|
| Nov 28, 2025 | $54.10 |
| Dec 31, 2025 | $58.41 |
| Jan 30, 2026 | $62.98 |
| Feb 27, 2026 | $60.19 |
| Mar 31, 2026 | $59.97 |
| Apr 30, 2026 | $65.05 |
| May 29, 2026 | $62.26 |
| Jun 30, 2026 | $70.07 |
| Jul 31, 2026 | $71.65 |
| Aug 31, 2026 | $68.87 |
| Sep 30, 2026 | $63.76 |
| Oct 30, 2026 | $63.81 |
| Nov 10, 2026 | $64.82 |
Citizens Financial peers
| Ticker | Company | Market cap ($M) | P/E | Price ($) | 1-day change | 52-week range |
|---|---|---|---|---|---|---|
| CFG | Citizens Financial | 27,172 | 13.1x | 64.82 | −0.43% | 49.0075.33 |
| USB | U.S. Bancorp | 94,661 | 11.8x | 60.75 | −0.33% | 45.0266.08 |
| PNC | PNC Financial Services | 91,775 | 12.3x | 231.30 | 0.00% | 177.08258.96 |
| TFC | Truist Financial | 60,236 | 13.0x | 50.26 | −0.14% | 43.1356.20 |
| FITB | Fifth Third Bancorp | 48,969 | 18.2x | 54.19 | −0.31% | 40.6859.50 |
| HBAN | Huntington Bancshares | 31,924 | 13.0x | 15.84 | −0.50% | 14.8219.46 |
What the AI agents think about Citizens Financial
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